Spain is ranked #11 in the WORLD regarding “Quality of Life”.

Spain is a popular destination for all kinds of foreigners, from all over the world.  And, one of the things that foreigners (expats) should not worry about is their insurance needs.

With great weather (Spain is ranked #2 in the world), great cuisine (Spain is ranked #3 in the world), low crime (Spain is ranked #30 in the World), and great healthcare (Spain is ranked #7 in the world / and Spain is one of 36 countries worldwide with Universal Health Care) it is no surprise that Spain is ranked #11 in the WORLD regarding the “Quality of Life”.

We have partnered with SANITAS, one of the finest insurance companies in the world.  They have a system that is not complicated.  They will help you choose the right plan, customized it with their extra options and you can apply online at your convenience.  No medical examination is needed.

They can assist you in English; and, with our Customer Relations Management (CRM) Team, we can assist you in your language with your insurance and health care needs.

Once you are a member, you will have access to private medical assistance and support 24 hours a day, 365 days a year.  You can use your online account to locate your nearest services, book appointments, check your test results and much more!


Mas Salud Plan

If you need health insurance for your visa, residency or NIE application, SANITAS has a range of plans to choose from, starting with their top selling product, the “MAS SALUD” plan.

All of the policies with SANITAS come ready with the Spanish language documents, which is the standard requirement for the authorities in Spain and consultants around the world. All documents are sent electronically to speed up the process.

SANITAS health insurance in Spain for individuals and families offers direct access to some of the best doctors and hospitals in Spain, accompanied by premium levels of customer service. Designed for individuals who value expertise, freedom and quality. Whether you want to see a preferred doctor close to home or a specialist in another town, SANITAS aim to deliver an exceptional nationwide network of choice.


Travel Insurance

If you need insurance while traveling abroad, then SANITAS can offer you a selection of plans which have international cover included. Alternatively, you can choose a Spain-only policy and add one of our worldwide reimbursement extra options.

SANITAS worldwide coverage range from €50,000.00 up to €1,000,000.00 Euros.

When you need to claim, simply log into your online account and follow the instructions or give SANITAS a call to discuss your claim – their professional customer service representatives will take care of you and your claim.


Healthcare for Business

SANITAS private medical insurance for businesses can help you to attract and retain top talent and support your business continuity. Whether your key team members are too busy for appointments, are frequent travelers, or simply want to access quality medical expertise, you can offer them direct access to top doctors and hospitals where there choose, both at home and around the world.

If your employees are in another country, SANITAS can help them with claims for treatment undertaken outside our network, which is one less thing for them to worry about.


Healthcare for Students

Are you coming to study in Spain? If you are aged between 18-35 and have been accepted by a college or university in Spain, then SANITAS have a plan designed especially for you!

This policy includes unlimited cover and has no co-payments. Repatriation to your country of origin is also included at no extra charge.

The SANITAS International Students plan is a comprehensive but economical plan, which also complies with visa and residency requirements.


Advantages of having private health insurance

Private health insurance allows you to have peace of mind that your healthcare needs will be taken care of in an efficient and timely manner and protects against unforeseen events.

But what are the advantages of having health insurance?

Extensive medical network: Access to a huge range of GPs and specialists throughout the network. As well as contracted providers, Sanitas owns many specialized centers and clinics.

Rapid care and diagnoses: In most cases you can go directly to a specialist without having to obtain a referral from a GP first. This saves on additional appointments and means that you receive your diagnosis and treatment as quickly as possible.

Free choice of doctor: within the extensive medical network, our policies allow you to choose the professional that you want to use.

Shorter waiting lists: Private clinics and hospitals have less pressure on their time and resources so waiting times to see doctors or specialists or to undergo diagnostic tests or surgery are minimal.

Flexible schedules: With private facilities you can choose appointments at a time that suits you and your lifestyle.

Second medical opinion: In the case of a serious illness you have the option to seek a second medical opinion with regard to your treatment.
Comfortable hospitalization, for you and your family. You are provided with a single room when hospitalized and in many cases, arrangements can be made for a relative to stay with you.

Additional options: Tailor your policy to your personal requirements by choosing from our extensive range of extra cover options.

Dental Insurance: Many of our plans include dental cover or you can add dental cover to your policy if it is not included. This can save you up to 40% on dental treatments.

Alternative Medicine: Sanitas now offers the option to include alternative medicine treatments that are not offered in the public health system, such as acupuncture or homeopathy.
Tax advantages for companies: if health insurance is contracted for employees, these costs can be offset via your company´s corporate tax return.

For more information, please click HERE or CONTACT US!

Universal Health Care

For those who do not wish to have private insurance, Spain enjoys a universal health care. The system is essentially free except for small, often symbolic co-payments in some products and services.

According to the Organization for Economic Co-operation and Development (OECD), total health spending accounted for 9.4% of GDP in Spain in 2011, slightly above the OECD average of 9.3%. The Spanish health care system is considered one of the best in the world, in 7th position in the ranking calculated by the World Health Organization.[1] Spain is ranked 1st in the world in organ transplants. The public sector is the main source of health funding. In Spain, 73% of health spending was funded by public sources in 2011, very close to the average of 72% in OECD countries. Since 2010, real term spending on healthcare has declined in Spain.



In an emergency, people can go straight to a hospital A&E. For any other type of hospital treatment, a referral from a doctor is required. There are public and private hospitals, with the former providing free treatment. As some hospitals offer both private and state healthcare services, the presentation of a social security card, an EHIC, or proof of private insurance is advisable. As hospital doctors do not issue prescriptions, after discharge, patients take the hospital medical report to a pharmacy for prescriptions to be filled.

In Spain patients have the right to read their own patient records, but there is evidence that this is not well-publicized.

Experts who investigated the Health Care System in Spain stated that they do not know anyone who had to go to another country for treatment that doesn’t exist in Spain. There are thousands of primary care clinics, even in small villages. Patients have a choice of doctors that they can see as often as they like and there are no co-payment and no claims forms. Even undocumented immigrants are treated.

In Spain, no one worries about their health coverage. If someone loses a job, is short of money or needs long-term care, the system will look after them.


Life expectancy in Spain is one of Europe’s highest.
Doctors are very human with their patients. It is their obligation to make sure that everyone has basic health coverage. Even though health care costs are rising, Spanish politicians don’t dare limit coverage. On the contrary, one of the most sure-fire vote getters for any politician is the promise to build a new hospital using taxpayers’ money.